Episode #54 - How And When To Bring Up Finances In A Relationship

Episode #54 - How And When To Bring Up Finances In A Relationship

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We all have a money story, and there are ALWAYS layers of emotions built in. When we're in a relationship...oh, boy.

But there’s a silver lining:

We can create more intimacy, trust, and connection by opening up about our money story -- and also being curious about someone else's money story and experience.

Still, when and how do you bring up the topic of money? What if it’s a new relationship - you don’t want to scare them away, right?

Today’s guest, Kim Nicol, is a life coach with expertise in mindfulness and leadership. She is here to share tips about how, when, and why to bring up finances, especially when dating or in a new relationship.

She teaches us how to learn about our acquaintances, friends, and partners by asking curiosity-driven questions about their first job, holiday gifts, expectations, and memories.

In this episode, Kim tells us how to approach money gently and more, like:

  • Why talking about money is always important, no matter the relationship depth or length

  • How to approach money on the first date without making it awkward

  • Why, no matter your connection with someone, you still need to know about their relationship with money and what that means for how your time together will be spent.

In our culture and our society, money conversations can feel uncomfortable for all involved. This happens especially when we start to think about what to share and how we may be judged for it. Kim does an excellent job of diffusing the tension in all of this!

A few highlights:

  • How you can learn about someone's experiences and perspective on money by asking creative questions. [4:31]

  • Kim’s process of evaluating why you may want to know about the person’s money perspective, and how to allow that to determine what you ask. [8:35]

  • Her personal experience in bringing up holiday gifts with her partner before Christmas, the sweet gifts they exchanged, and how being open about the subject relieved building tension about money and the upcoming holiday season. [18:04]

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Want to level up your game around money in your relationship? My free quiz will help you learn your Couple’s Money Personality Type AND how you can grow from there!


Adam Kol

I am a Couples Financial Coach who loves helping couples get on the same page, minimize their financial stress, and build healthy financial futures. As a Certified Mediator, a Lawyer, and a former Financial Advisor, I offer private coaching and programs so that you can have the teamwork, peace of mind, and financial freedom that you want and deserve.


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