Episode #49 - Mental Health Support On Any Budget
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Mental health and access to counseling has risen to the forefront of our attention over the past few years, a trend that was accelerated by the Covid_19 Pandemic.
Carrie Bock, LPC-MHSP of By The Well Counseling, is a Christian Licensed Professional Counselor who specializes in helping clients with anxiety and OCD overcome wounding childhood experiences via online counseling across Tennessee.
We dive into all things mental health, insurance coverage for counseling, and low-cost or free opportunities for counseling you probably didn’t even know existed. As a couple, seeking help and remaining inside the budget is always a concern, but after you listen to this episode, you’ll know all the tricks.
Carrie talks about:
How to use your Employee Assistance Program Benefits through your employer to get confidential counseling for free without a mental health diagnosis.
How to obtain counseling for reduced rates from university counselors, pre-licensed professionals, or recent graduates.
How to find a therapist or counselor that aligns with your needs by asking tough questions and being open about your needs.
You’re invited to also follow Carrie’s podcast, Hope for Anxiety and OCD, where she provides a welcome place for struggling Christians to reduce shame, increase hope, and develop healthier connections with God and others.
A few highlights:
Find out if and how much mental health support is included in your health insurance plan by examining your card, your elections online, or even calling the insurance company and asking what your options are for mental health. [17:14]
Don’t be afraid to ask your therapist how much you’ll owe based on your insurance. Consider your deductible, copay, and whether you’ve had other medical events that could have hit your deductible within the past year. [18:52]
Thanks to the Affordable Care Act, mental health benefits are available through the medical coverage available on the exchange, often with no limit to the number of sessions. [22:40]
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